Be sure to enroll your spouse and dependent children who are eligible for coverage.

You may cover “eligible dependents” under some benefits. However, only those dependents you enroll will have coverage. The term dependent includes a spouse or children who meet the following criteria:


Benefit coverage is available for your legal spouse or your common-law spouse (same or opposite sex) if you and your common-law spouse have been living together for at least 12 months before the coverage is effective. The 12-month period is waived if you and your common-law spouse have a child together. Please note some provinces have different terminology and rules concerning coverage for partners; if you have any questions about coverage for your partner, please contact your local Human Resources team.


Your children (natural, adopted, or stepchildren) are eligible to be covered if they are unmarried, not in a common-law relationship, are financially dependent on you, and are:

  • Under the age of 21, or
  • Under the age of 26 if they are in full-time attendance of a recognized educational institute, or
  • Any age if they become totally disabled before the age of 21 or age of 26 if they were a student.

What if Things Change?

Each year, during annual enrollment you can change the dependents you want to have covered, as well as your benefit choices. You also can change your choices during the year if you have an eligible life event, such as a marriage, birth, or adoption. You will have 30 days after a life event to update your profile in Workday. Otherwise, you can change your benefits and update your dependents only during the next annual enrollment period.

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