{"id":14815,"date":"2023-06-15T13:16:34","date_gmt":"2023-06-15T18:16:34","guid":{"rendered":"https:\/\/gfstotalrewards.ca\/?page_id=14815"},"modified":"2025-10-22T13:16:03","modified_gmt":"2025-10-22T18:16:03","slug":"benefit-plan-options","status":"publish","type":"page","link":"https:\/\/gfstotalrewards.ca\/en-ca\/benefits-wellness\/benefit-plan-options\/","title":{"rendered":"Benefit Plan Options"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14815\" class=\"elementor elementor-14815\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-30307dc7 elementor-section-height-min-height elementor-section-items-stretch elementor-section-boxed elementor-section-height-default\" data-id=\"30307dc7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2c7cf511\" data-id=\"2c7cf511\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ec4ba3b elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"ec4ba3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/gfstotalrewards.ca\/benefits-wellness\/\">Benefits + Wellness<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fca942 elementor-widget elementor-widget-heading\" data-id=\"7fca942\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Benefit Plan Options<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a74f23 elementor-widget elementor-widget-text-editor\" data-id=\"6a74f23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Discover plans for medical, dental, and prescription drugs that fit your needs, as well as your family\u2019s.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7e6909d6\" data-id=\"7e6909d6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-ca7ba94 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca7ba94\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b757677\" data-id=\"b757677\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-248c5d0 elementor-nav-menu__align-center elementor-nav-menu--dropdown-tablet elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu\" data-id=\"248c5d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;horizontal&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\\&quot;fas fa-caret-down\\&quot; aria-hidden=\\&quot;true\\&quot;&gt;&lt;\\\/i&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;toggle&quot;:&quot;burger&quot;}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-underline e--animation-fade\">\n\t\t\t\t<ul id=\"menu-1-248c5d0\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-18590\"><a href=\"https:\/\/gfstotalrewards.ca\/en-ca\/benefits-wellness\/benefit-plan-options\/#medical\" class=\"elementor-item elementor-item-anchor\">Medical<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-18591\"><a href=\"https:\/\/gfstotalrewards.ca\/en-ca\/benefits-wellness\/benefit-plan-options\/#flex-credits\" class=\"elementor-item elementor-item-anchor\">Flex Credits<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-18592\"><a href=\"https:\/\/gfstotalrewards.ca\/en-ca\/benefits-wellness\/benefit-plan-options\/#dental\" class=\"elementor-item elementor-item-anchor\">Dental<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-18593\"><a href=\"https:\/\/gfstotalrewards.ca\/en-ca\/benefits-wellness\/benefit-plan-options\/#prescription-drugs\" class=\"elementor-item elementor-item-anchor\">Prescriptions Drugs<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t<div class=\"elementor-menu-toggle\" role=\"button\" tabindex=\"0\" aria-label=\"Menu Toggle\" aria-expanded=\"false\">\n\t\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--open eicon-menu-bar\"><\/i><i aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--close eicon-close\"><\/i>\t\t<\/div>\n\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-248c5d0\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-18590\"><a href=\"https:\/\/gfstotalrewards.ca\/en-ca\/benefits-wellness\/benefit-plan-options\/#medical\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Medical<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-18591\"><a href=\"https:\/\/gfstotalrewards.ca\/en-ca\/benefits-wellness\/benefit-plan-options\/#flex-credits\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Flex Credits<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-18592\"><a href=\"https:\/\/gfstotalrewards.ca\/en-ca\/benefits-wellness\/benefit-plan-options\/#dental\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Dental<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-18593\"><a href=\"https:\/\/gfstotalrewards.ca\/en-ca\/benefits-wellness\/benefit-plan-options\/#prescription-drugs\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Prescriptions Drugs<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-4daca1c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4daca1c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e63fa4\" data-id=\"3e63fa4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8be0d2e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8be0d2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-5c3520d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c3520d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d71bbc8\" data-id=\"d71bbc8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-c0a24e6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c0a24e6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-1f25c32\" data-id=\"1f25c32\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-282a9eb elementor-widget elementor-widget-image\" data-id=\"282a9eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/gfs.ca\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"314\" height=\"105\" src=\"https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2021\/07\/logo.svg\" class=\"attachment-large size-large wp-image-14687\" alt=\"GFS Logo\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-debb71c\" data-id=\"debb71c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0133385 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"0133385\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-b66e8b4\" data-id=\"b66e8b4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a9cc2df elementor-widget elementor-widget-image\" data-id=\"a9cc2df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.manulife.ca\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2023\/07\/Manulife-logo-1024x576.png\" class=\"attachment-large size-large wp-image-15405\" alt=\"\" srcset=\"https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2023\/07\/Manulife-logo-1024x576.png 1024w, https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2023\/07\/Manulife-logo-300x169.png 300w, https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2023\/07\/Manulife-logo-768x432.png 768w, https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2023\/07\/Manulife-logo-1536x864.png 1536w, https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2023\/07\/Manulife-logo-2048x1152.png 2048w, https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2023\/07\/Manulife-logo-18x10.png 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-015f940 elementor-widget elementor-widget-text-editor\" data-id=\"015f940\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We\u2019re pleased to announce that starting January 1, 2025, <strong>Manulife<\/strong> will become our new group benefits provider, replacing Canada Life. Like Gordon Food Service, Manulife has a long and successful history, spanning over 130 years. They are one of Canada\u2019s leading benefit providers, with a proven track record of reliability and a commitment to helping Canadians protect their loved ones, grow their wealth and build a healthier future.<\/p><p>This transition means you&#8217;ll have <strong>one company<\/strong> to contact for all your benefits and retirement needs, simplifying your experience. Manulife is already our partner for group retirement savings, so this change creates a seamless connection between your benefits and retirement planning.<\/p><p><strong>Questions?<\/strong><\/p><p>If you have an urgent question about your benefits, please contact your local HR team or Canada HR Benefits at <a href=\"mailto:benefitscanada@gfs.com\">benefitscanada@gfs.com<\/a> or 1.888.529.5270.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-0d6dd6a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0d6dd6a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-918c760\" data-id=\"918c760\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-394f015 elementor-widget elementor-widget-menu-anchor\" data-id=\"394f015\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"medical\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c8ddd4 elementor-widget elementor-widget-heading\" data-id=\"2c8ddd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Medical Plan Options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de9314f elementor-widget elementor-widget-text-editor\" data-id=\"de9314f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pick from one of five levels of medical coverage to supplement the coverage provided by your provincial health plan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e0380a elementor-align-center elementor-widget elementor-widget-button\" data-id=\"9e0380a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2023\/10\/Screen-Shot-2023-10-17-at-6.47.46-PM.png\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View Chart to Compare Your Options<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-41f29626 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"41f29626\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-746d19fc\" data-id=\"746d19fc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3774aec elementor-widget elementor-widget-heading\" data-id=\"3774aec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Things to Think About<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1778f10a elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"1778f10a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2b79ccb3\" data-id=\"2b79ccb3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4083174b elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4083174b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-weight: 400;\">When you enroll, you may choose one of three coverage levels:<\/span><\/li><li style=\"list-style-type: none;\"><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Employee only<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Employee + one\u2014coverage for you and one dependent (spouse or child)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Employee + two or more\u2014coverage for you and two or more dependents.<\/span><\/li><\/ul><\/li><li><span style=\"font-weight: 400;\">If your spouse has medical coverage through an employer, check out the <a href=\"https:\/\/gfstotalrewards.ca\/resources\/your-flexible-benefit-plan#coordination-of-benefits\">coordination of benefits<\/a> option.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7181783 elementor-widget elementor-widget-text-editor\" data-id=\"7181783\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>View <a href=\"https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2025\/10\/Open-Enrollment-2026-Guide-CA-EN-LR-1.pdf\" target=\"_blank\" rel=\"noopener\">Detailed Benefit Guide<\/a> for more information.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-278143d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"278143d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c0edcda\" data-id=\"c0edcda\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19b1d73 elementor-widget elementor-widget-menu-anchor\" data-id=\"19b1d73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"flex-credits\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67e3131 elementor-widget elementor-widget-heading\" data-id=\"67e3131\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Flex Credits<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c1bf54 elementor-widget elementor-widget-heading\" data-id=\"9c1bf54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">You can choose to allocate your flex credits to a health care spending account or a lifestyle spending account. You can also divide your flex credits between both accounts.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-41a33c3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"41a33c3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7dbd5b4\" data-id=\"7dbd5b4\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5fa81ec elementor-widget elementor-widget-heading\" data-id=\"5fa81ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Health Care Spending Account<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cc52a9 elementor-widget elementor-widget-text-editor\" data-id=\"6cc52a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Deposit flex credits into your HCSA to help pay for health-related expenses that aren\u2019t covered by your medical, prescription drug, or dental options. The HCSA is not taxable except for provincial income tax in Quebec. This account expires after 2 years.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-597e2cd\" data-id=\"597e2cd\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-615146a elementor-widget elementor-widget-heading\" data-id=\"615146a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lifestyle Spending Account<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac60192 elementor-widget elementor-widget-text-editor\" data-id=\"ac60192\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Deposit flex credits into your personal wellness account to help pay for eligible expenses that include gym memberships, fitness equipment, nutritional services, weight loss programs, financial planning, and more.<span class=\"Apple-converted-space\">\u00a0 <\/span>Flex credits deposited in this account are subject to federal and provincial taxes, and never expires.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-33b9fb3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"33b9fb3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aba60ab\" data-id=\"aba60ab\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-008da46 elementor-widget elementor-widget-accordion\" data-id=\"008da46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5801\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-5801\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Eligible Lifestyle Spending Expenses<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5801\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-5801\"><p class=\"p1\" style=\"text-align: center;\"><strong>You can use your lifestyle spending account to be reimbursed for the following items.<\/strong><\/p><ul><li>Fitness Centre Membership<\/li><li>Personal Trainer Fees<\/li><li>Smoking Cessation<\/li><li>Health Risk Assessment<\/li><li>Stress Management<\/li><li>Lifestyle \/ Weight Management<\/li><li>Financial &#8211; Accounting, Bank Fees, RIFF Fees, RRSP Premiums and Charges<\/li><li>Prenatal Classes<\/li><li>Sports Clubs \/ Sports Team Membership \/ Registration<\/li><li>Fitness Equipment<\/li><li>Wellness-Related Health &amp; Stress Management Programs<\/li><li>Golf &amp; Country Club Fees<\/li><li>Instructional Learning Tools &#8211; Self-Development Books, Fitness Videos<\/li><li>Insurance &#8211; Broker Fees, Ergonomic Office Chair Expense, Handicapped Parking Permit, Travel Expenses<\/li><li>Vitamins \/ Minerals \/ Supplements \/ Natural Health Products<\/li><li>Online Fitness Classes<\/li><li>Meditation Apps (Such as Calm or Headspace)<\/li><li>Daycare Expenses<\/li><li>Environmental &#8211; Air Conditioner, Compost Bin, Dehumidifier, Green Home Initiatives\u00a0<\/li><li>Personal Development &#8211; Books, Computer Purchase, Professional Membership Fees<\/li><li>Groceries<\/li><li>Spa Services<ul><li>(Facial, pedicures etc)<\/li><\/ul><\/li><li>Sport Shoes<\/li><li>Sports Clothing<\/li><li>Fitness Watch<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-c5b8b73 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c5b8b73\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-99790a6\" data-id=\"99790a6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10f66d8 elementor-widget elementor-widget-heading\" data-id=\"10f66d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Things to Think About<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-759427f elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"759427f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-71a1422\" data-id=\"71a1422\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3012846 elementor-widget elementor-widget-text-editor\" data-id=\"3012846\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-weight: 400;\">When deciding whether to contribute to an HCSA, consider if you or eligible family members will have medical-related expenses that will not be paid or only partially paid by your medical, prescription drug, or dental options.<\/span><\/li><li><span style=\"font-weight: 400;\">Remember, you must use the flex credits in your HCSA within two years or they are forfeited.<\/span><\/li><li><span style=\"font-weight: 400;\">In Quebec, provincial taxes (but not federal taxes) apply on the value of claims reimbursed from the HCSA.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dcb4a5 elementor-widget elementor-widget-text-editor\" data-id=\"6dcb4a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>View <a href=\"https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2025\/10\/Open-Enrollment-2026-Guide-CA-EN-LR-1.pdf\" target=\"_blank\" rel=\"noopener\">Detailed Benefit Guide<\/a> for more information.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-e3cfb8a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e3cfb8a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-25f8c648\" data-id=\"25f8c648\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eeb7bba elementor-widget elementor-widget-menu-anchor\" data-id=\"eeb7bba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"dental\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19c18e97 elementor-widget elementor-widget-heading\" data-id=\"19c18e97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dental Plan Options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e240b94 elementor-widget elementor-widget-text-editor\" data-id=\"6e240b94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You have five choices for your dental plan, ranging from no coverage to an option that pays as much as 100 percent of preventative and 90 percent of basic services. The choice is yours!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07ed306 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"07ed306\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2023\/10\/Screen-Shot-2023-10-17-at-8.02.52-PM.png\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View Chart to Compare Your Options<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-b06e49a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b06e49a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-76c280a\" data-id=\"76c280a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d6b59b9 elementor-widget elementor-widget-heading\" data-id=\"d6b59b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Things to Think About<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c7f8f5 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"0c7f8f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-18dbab8\" data-id=\"18dbab8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cb076fb elementor-widget elementor-widget-text-editor\" data-id=\"cb076fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-weight: 400;\">When you choose one of the dental options, you are selecting all the various features within that option. For example, you cannot select Option 5 for orthodontic coverage and Option 3 for basic and major coverage. In addition, you and your eligible dependents are always covered under the same option.<\/span><\/li><li><span style=\"font-weight: 400;\">Since very young children often have little need for dental care, consider whether your child needs dental care this year. You can add or remove dependents at each annual enrollment as your child\u2019s dental care needs change.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae302af elementor-widget elementor-widget-text-editor\" data-id=\"ae302af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>View <a href=\"https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2025\/10\/Open-Enrollment-2026-Guide-CA-EN-LR-1.pdf\" target=\"_blank\" rel=\"noopener\">Detailed Benefit Guide<\/a> for more information.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-10c353f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"10c353f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5864d954\" data-id=\"5864d954\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-077faa9 elementor-widget elementor-widget-menu-anchor\" data-id=\"077faa9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"prescription-drugs\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78cf99b1 elementor-widget elementor-widget-heading\" data-id=\"78cf99b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Prescription Drugs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-550eba35 elementor-widget elementor-widget-text-editor\" data-id=\"550eba35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Five Plan Options for Prescription Drugs<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fd87770 elementor-widget elementor-widget-text-editor\" data-id=\"5fd87770\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em><span style=\"font-weight: 400;\">If you live in Quebec, you and your dependents must have a minimum level of prescription drug coverage as required by provincial law. See the Benefits Guide for more details.<\/span><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee89c15 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"ee89c15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2023\/10\/Screen-Shot-2023-10-17-at-8.11.00-PM.png\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View Chart to Compare Your Options<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-89a625b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"89a625b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1df9d95e\" data-id=\"1df9d95e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-20bb7569 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"20bb7569\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-601ecb66\" data-id=\"601ecb66\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-200b7696 elementor-widget elementor-widget-heading\" data-id=\"200b7696\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pocketpills<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd884ca elementor-widget elementor-widget-text-editor\" data-id=\"dd884ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Get a pharmacy on your phone.&nbsp; Pocketpills is Canada\u2019s leading online pharmacy.&nbsp; Through an easy-to-use app and website, you can order medication, schedule refills, and free delivery, and consult with pharmacists\u2014all from the comfort of home. Visit&nbsp;<a href=\"http:\/\/app.pocketpills.com\" target=\"_blank\" rel=\"noopener\">app.pocketpills.com<\/a> to get started.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfabb36 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"bfabb36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2023\/07\/combinepdf.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6268ffdd\" data-id=\"6268ffdd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69e4ae5a elementor-widget elementor-widget-image\" data-id=\"69e4ae5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"163\" src=\"https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2024\/08\/104461-1-1024x209.png\" class=\"attachment-large size-large wp-image-18583\" alt=\"\" srcset=\"https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2024\/08\/104461-1-1024x209.png 1024w, https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2024\/08\/104461-1-300x61.png 300w, https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2024\/08\/104461-1-768x157.png 768w, https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2024\/08\/104461-1-1536x313.png 1536w, https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2024\/08\/104461-1-18x4.png 18w, https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2024\/08\/104461-1.png 2000w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-13c5354 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"13c5354\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bf49a70\" data-id=\"bf49a70\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-090c572 elementor-widget elementor-widget-heading\" data-id=\"090c572\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Things to Think About<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2816ec elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"d2816ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fea90c4\" data-id=\"fea90c4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c9ae2a elementor-widget elementor-widget-text-editor\" data-id=\"7c9ae2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-weight: 400;\">Dispensing fees are determined by individual pharmacies and can range widely.\u00a0 Since you pay the dispensing fee (except in Option 5), you should shop around to get the best price in your area.<\/span><\/li><li><span style=\"font-weight: 400;\">Mandatory generic drug substitution means that when you have a prescription filled, the pharmacist will dispense the lowest-priced equivalent (usually the generic) version of the drug. You can still purchase the higher-priced drug, but you will be responsible for paying the difference between the two drugs.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf72469 elementor-widget elementor-widget-text-editor\" data-id=\"cf72469\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>View <a href=\"https:\/\/gfstotalrewards.ca\/wp-content\/uploads\/2025\/10\/Open-Enrollment-2026-Guide-CA-EN-LR-1.pdf\" target=\"_blank\" rel=\"noopener\">Detailed Benefit Guide<\/a> for more information.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Benefits + Wellness Benefit Plan Options Discover plans for medical, dental, and prescription drugs that fit your needs, as well as your family\u2019s. We\u2019re pleased to announce that starting January 1, 2025, Manulife will become our new group benefits provider, replacing Canada Life. Like Gordon Food Service, Manulife has a long and successful history, spanning [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":14806,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-14815","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Benefit Plan Options | Gordon Food Service Canada Total Rewards<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Benefit Plan Options | Gordon Food Service Canada Total Rewards\" \/>\n<meta property=\"og:description\" content=\"Benefits + Wellness Benefit Plan Options Discover plans for medical, dental, and prescription drugs that fit your needs, as well as your family\u2019s. We\u2019re pleased to announce that starting January 1, 2025, Manulife will become our new group benefits provider, replacing Canada Life. 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